Savings: The Importance of Starting Early

Time flies! We all know and joke about it. “Where did the summer go?” or “How is it already Labor Day?”  As we age it seems as if time goes faster. Let’s take that feeling and use it to our [...]

Are Your Retirement Plan Fees Reasonable?

Retirement plan fees are complicated. Between administration, investment management, record keeping, consulting, revenue sharing, sub-TA and 12b-1, it isn’t always clear to plan participants or [...]

Are You Taking Advantage of a Great Tax-Savings Opportunity?

Health Savings Accounts (HSA) provide significant tax advantages. First, to qualify for an HSA, you must be enrolled in a “high-deductible” health insurance plan. This is an important [...]

Medicare Premiums: How Are They Set and What Can You Do to Adjust Them

For those that are already retired and enrolled in Medicare, or those who are approaching enrollment, you should be aware of how the monthly Medicare Part B and Part D premiums are determined. If [...]

Navigating Life’s Transitions

As each of us go through life, we are faced with transitions – some we prepare for and some we don’t.  All of us finish our education at some level and enter the work force. Some of us get [...]

Five Resolutions for a Healthy Financial 2019

Congratulations, you made it through 2018! Now we enter the time of year when everyone sets out to make new resolutions. Committing to eating less sweets, exercising more and making new friends [...]

Why All the Chatter About Donor Advised Funds?

The tax reform passed in December 2017 substantially increased the personal standard deduction for 2018 from $12,000 to $24,000 for a married couple. Based on the larger standard deduction, it is [...]

10 Years and Counting: Points to Consider as You Approach Retirement – Part 2

If you’re a decade or so away from retirement, you’ve probably spent at least some time thinking about this major life event. How will you manage the transition? Will you travel, take [...]

10 Years and Counting: Points to Consider as You Approach Retirement – Part 1

If you’re a decade or so away from retirement, you’ve probably spent at least some time thinking about this major life event. How will you manage the transition? Will you travel, take [...]

Changes to Individual Taxpayers under the Tax Cuts and Jobs Act

H.R. 1 also known as the Tax Cuts and Jobs Act passed both houses of Congress on December 20, 2017 and was signed into law by the President on December 22, 2017.  Because of Senate budgeting [...]

page 1 of 2