“Work smarter, not harder,” is a nearly century-old saying that defines efficiency. What might happen if we apply that saying to saving for retirement? How can you more efficiently save for retirement? Traditional IRAs and Roth IRAs are common investment vehicles used...
There are all kinds of “rule of thumb” numbers floating around for how much income you’ll need in retirement, but they are just that — guidelines, not hard and fast rules that will necessarily apply to your particular situation. Budgeting for your retirement is a bit...
